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Move comparison · NSW → NSW

Moving to Terrigal (North Avoca area) from Chittaway Bay (Tumbi Umbi area)

Schools, childcare, demographics and house prices for Terrigal - North Avoca and Chittaway Bay - Tumbi Umbi, side by side - all from public government data.

Terrigal (North Avoca area) has 15,631 people (ABS, June 2025), +1.0% in a year, a median house price of $1.64M, 4 schools and 9 childcare services. Full Terrigal (North Avoca area) suburb profile.

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Comparing
Chittaway Bay - Tumbi Umbi
NSW · current home
Terrigal - North Avoca
NSW · destination
Population & growth ABS ERP June 2025
Population (2025)
16,559
15,631
Annual growth
+1.1%
+1.0%
Demographics ABS Census 2021
Median household income
$1,803/wk
$2,130/wk
Overseas born
12.3%
20.5%
Non-English-speaking background
4.4%
7.5%
Children aged 0–14
19.3%
18.2%
SEIFA advantage ABS SEIFA 2021
IRSAD decile (1 = most disadvantaged, 10 = most advantaged) A relative socio-economic index - not a measure of safety or community quality.
Decile 5
Decile 9
IRSAD score
988
1,085
Schools & childcare ACARA 2025 · ACECQA
Schools
5
4
Government schools ICSEA (avg intake)
980
1,061
Catholic/independent schools ICSEA (avg intake)
980
1,066
Childcare services (matched by suburb name)
11
9
Property VIC + NSW; QLD rent only
Median house price
$1.1M
$1.64M
House price YoY
0.0%
-4.9%
Median 3-bed house rent /wk
$700
$825
Getting around GTFS commute · OpenStreetMap amenities
GPs nearby
1
None mapped
Supermarkets nearby
1
None mapped
Parks nearby
14
10
Train stations
None mapped
None mapped
Crime & safety NSW BOCSAR (Jan-Dec 2025)
Recorded incidents, latest year (raw count - not population-adjusted)
86
536
Change vs prior year
+28%
-3%
Counts are often higher where many people visit (shopping centres, stations, nightlife), not only where many people live. SuburbRadar does not rate suburbs as safe or unsafe.

© State of New South Wales (Department of Communities and Justice), licensed under CC BY 4.0 (copyright notice). Suburb totals are added up from published figures.

Sources: ABS ERP June 2025 · ABS Census 2021 · ABS SEIFA 2021 · ACARA School Profile 2025 · ACECQA NQS register · Valuer-General Victoria & DFFH (VIC) · DCJ Housing sales Mar 2026 and rent Jun 2026 (NSW) · RTA Queensland rents (QLD) · NSW BOCSAR (NSW) · CSA Victoria (VIC). How we source this data →

Which school is zoned?

The free government school your child can attend in each area - side by side, never a blended average.

From: Chittaway Bay - Tumbi Umbi
Your zoned school Live VIC + NSW + QLD catchments

Berkeley Vale Public School

The government school your child can attend for free by living in Chittaway Bay - Tumbi Umbi.

Sector Government
Years K-6
Students 524
ICSEA 988
A picture of students’ family backgrounds - not a ranking or a quality score.

This is the zoned government school for the centre of Chittaway Bay - Tumbi Umbi (NSW catchment data) - addresses elsewhere in the suburb may be zoned to a different school.

See the catchment on the map
Also nearby - Catholic & Independent schools (not your catchment)
St John Fisher Catholic Primary School
Catholic 370 students
ICSEA 1056 intake context
TLK Youth College
Independent 58 students
ICSEA 904 intake context

Fee-paying schools can’t be enrolled in by zone - they’re shown for context, not as the area’s school quality.

We show school intake context and catchments, not exam results. We don’t publish a school ranking.

To: Terrigal - North Avoca
Your zoned school Live VIC + NSW + QLD catchments

Terrigal Public School

The government school your child can attend for free by living in Terrigal - North Avoca.

Sector Government
Years K-6
Students 888
ICSEA 1078
A picture of students’ family backgrounds - not a ranking or a quality score.

This is the zoned government school for the centre of Terrigal - North Avoca (NSW catchment data) - addresses elsewhere in the suburb may be zoned to a different school.

See the catchment on the map
Also nearby - Catholic & Independent schools (not your catchment)
Our Lady Star of The Sea Catholic Primary School
Catholic 605 students
ICSEA 1102 intake context
Aspect Central Coast School
Independent 122 students
ICSEA 1030 intake context

Fee-paying schools can’t be enrolled in by zone - they’re shown for context, not as the area’s school quality.

We show school intake context and catchments, not exam results. We don’t publish a school ranking.

Honest tradeoff

Terrigal - North Avoca's government schools have an average ICSEA of 1,061, compared to 980 in Chittaway Bay - Tumbi Umbi. ICSEA reflects the socioeconomic intake of students, not teaching quality - it is not a ranking of school performance.

Catholic/independent schools are separate from the free government catchment - average ICSEA Terrigal - North Avoca 1,066 (2 schools), Chittaway Bay - Tumbi Umbi 980 (2 schools).

There are 4 schools in Terrigal - North Avoca, compared to 5 in Chittaway Bay - Tumbi Umbi.

Childcare services matched by suburb name: 9 in Terrigal - North Avoca vs 11 in Chittaway Bay - Tumbi Umbi.

Terrigal - North Avoca has a SEIFA advantage (IRSAD) of Decile 9, above Chittaway Bay - Tumbi Umbi's Decile 5. Decile 10 is the most advantaged nationally.

Median house prices are 49% higher in Terrigal - North Avoca ($1.64M vs $1.1M).

Similar suburbs near Terrigal - North Avoca

Avoca Beach - Copacabana NSW
House$1.49M
Gov ICSEA1,073
Schools2
Childcare2
SEIFA IRSAD Decile 9 · Decile 10 = most advantaged
Kingsford NSW
House$2.65M
Childcare6
SEIFA IRSAD Decile 9 · Decile 10 = most advantaged
Erina - Green Point NSW
Gov ICSEA1,045
Schools8
Childcare11
SEIFA IRSAD Decile 7 · Decile 10 = most advantaged
Wamberal - Forresters Beach NSW
House$1.64M
Gov ICSEA1,010
Schools2
Childcare9
SEIFA IRSAD Decile 9 · Decile 10 = most advantaged
Saratoga - Davistown NSW
House$1.49M
Gov ICSEA1,014
Schools1
Childcare1
SEIFA IRSAD Decile 7 · Decile 10 = most advantaged

Related moves

Moving to Schofields - East from Chittaway Bay - Tumbi Umbi, NSW Moving to Terrigal - North Avoca from Schofields - East, NSW Moving to Marsden Park - Shanes Park from Chittaway Bay - Tumbi Umbi, NSW Moving to Terrigal - North Avoca from Marsden Park - Shanes Park, NSW

What is the population of Terrigal (North Avoca area)?

15,631 people lived in Terrigal (North Avoca area) at June 2025 (ABS Estimated Resident Population), a change of +1.0% over the year. Chittaway Bay (Tumbi Umbi area) had 16,559.

Are houses cheaper in Terrigal (North Avoca area) than in Chittaway Bay (Tumbi Umbi area)?

No. The median house price is $1.64M in Terrigal (North Avoca area) and $1.1M in Chittaway Bay (Tumbi Umbi area), 49% higher in Terrigal (North Avoca area).

How many schools are in Terrigal (North Avoca area)?

ACARA lists 4 schools in Terrigal (North Avoca area), against 5 in Chittaway Bay (Tumbi Umbi area). The zoned government school for an address is shown above under "Which school is zoned?".

Make this comparison yours

The Move Planner adds your kids' ages, school catchment zones on the map, and a shareable link for your partner.

Plan the move: Chittaway Bay - Tumbi Umbi → Terrigal - North Avoca