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Inverell Surrounds (East area)

New South Wales · Inverell - Tenterfield, New England and North West

Live · ABS ERP June 2025

The median age is 47, higher than the middle New South Wales area (40, Census 2021).

Inverell Surrounds (East area) has 6 schools (6 government, 0 non-government; ACARA School Profile 2025) and 3 NQS-rated childcare services (ACECQA register). Population is 5,244 (ABS ERP June 2025).

Inverell Surrounds (East area) at a glance

Median house price
Not published
No free price series for this area
Family-Fit score
49/100
Limited family services
How it is calculated
Schools
6
Area centre zoned to Ross Hill Public School
See the schools
Childcare services
3
3 rated Meeting NQS or above
Population
5,244
-0.1% in a year
Median age
47
18.0% are children under 15
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Shade the map by values: Tingha

Boundaries: ABS Suburbs & Localities 2021. School pins are ACARA's published locations. Map © OpenStreetMap contributors, © CARTO. Open the full NSW map →

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How the Family-Fit score is built49/100

Family-Fit score

Method published in full
49 /100
Limited family services

Limited family services - strongest on everyday amenities, weakest on socio-economic profile.

Schools in the area · 20% of the score
60/100

NSW median 70/100

6 schools in this SA2 · average government-school ICSEA 869

Childcare & early years · 15% of the score
30/100

NSW median 90/100

3 NQS-rated services nearby

Everyday amenities · 15% of the score
78/100

NSW median 78/100

16 parks · no GP mapped (not counted) · 1 supermarket · 6 playgrounds

Housing affordability · 15% of the score
51/100

NSW median 38/100

Paying over 30% of income on housing: 13.9% of mortgage-holding households, 28.8% of renting households

Families already here · 10% of the score
51/100

NSW median 67/100

18.0% of residents are children aged 0–14 · 34.5% of families are couples with children

Socio-economic profile · 10% of the score
11/100

NSW median 56/100

SEIFA IRSAD decile 2 of 10 nationally

The grey marker on each bar is the median across the 612 New South Wales areas we publish a score for (state median overall: 64/100). It is context, not a pass mark.

Not scored here (no published data for this area, so it is left out rather than counted as zero): Getting around. The remaining inputs were rescaled to 100.

How this score is calculated

Each published figure for the Inverell Surrounds - East SA2 is mapped onto 0–100 by fixed thresholds, then weighted. Inputs with no data here are dropped and the rest rescaled - never scored as zero. Every threshold and weight →

Schools in the area 60/100 × 20% → 14.1 points
6 schools in this SA2 · average government-school ICSEA 869
Childcare & early years 30/100 × 15% → 5.3 points
3 NQS-rated services nearby
Everyday amenities 78/100 × 15% → 13.7 points
16 parks · no GP mapped (not counted) · 1 supermarket · 6 playgrounds
Getting around no data here - not counted
No train-time data for NSW yet, and no station mapped inside this SA2 - not counted either way
Housing affordability 51/100 × 15% → 8.9 points
Paying over 30% of income on housing: 13.9% of mortgage-holding households, 28.8% of renting households
Families already here 51/100 × 10% → 6 points
18.0% of residents are children aged 0–14 · 34.5% of families are couples with children
Socio-economic profile 11/100 × 10% → 1.3 points
SEIFA IRSAD decile 2 of 10 nationally

School results, crime and flood or bushfire overlays are not graded into this score. Limits of the score →

What families notice
In their own terms

What families notice

Live
Families often notice
  • 16 parks mapped inside this SA2 (OpenStreetMap).
  • 6 schools sit inside this SA2 - more choice than most areas this size.
Good to know
  • The zoned government school for part of this area sits just outside this SA2 - check the exact catchment boundary before assuming.
  • We don't yet have official crime data for NSW (only NSW and VIC) - that's a data gap on our side, not a claim this area is safe.
  • We don't yet have property or rent figures for this area - check a real-estate portal directly for current prices.
Source: Templated from the live data on this page - ABS, ACARA, ACECQA, BOCSAR/CSA Victoria, SEIFA 2021.
Living in Inverell Surrounds - East: family snapshot
Family snapshot

Living in Inverell Surrounds - East

Live

A smaller suburb. 3 NQS-rated childcare services nearby. Mostly detached family homes.

Source: ABS population estimates · ABS Census 2021 · ACARA · ACECQA
Inverell Surrounds (East area) compared with New South Wales10 measures
Inverell Surrounds - East compared with the NSW average
Measure Inverell Surrounds - East NSW average Against NSW
Children aged 0 to 4 5.5% 5.8% About the same
Children aged 5 to 14 12.5% 12.4% About the same
Couple families with children 34.5% 44.5% Lower
One-parent families 14.8% 15.9% Lower
Homes owned outright 49.7% 31.9% Higher
Homes owned with a mortgage 27.4% 33.7% Lower
Homes rented 16.6% 32.5% Lower
Separate houses 98.4% 67.4% Higher
Flats and apartments 0.4% 20.3% Lower
Born overseas 6.9% 29.3% Lower

Source: ABS Census 2021. The NSW figure is the population-weighted average of the 641 NSW areas with a published value. "Higher" and "Lower" describe the number only.

About this area and its boundary

Inverell Surrounds - East is a locality in the Inverell - Tenterfield area of New South Wales. This profile draws on ABS population and Census figures, the ACARA school register and ACECQA childcare ratings for the Inverell Surrounds - East SA2.

5,244 residents - 18.0% are children under 15, median age 47.

Why “Inverell Surrounds - East”? The ABS divides the larger suburb of Inverell Surrounds into several statistical areas (SA2s); this profile covers one part of it. Other parts are listed further down. SA2 boundaries don’t always match suburb boundaries. It covers the gazetted suburbs of Tingha, Gilgai, Bundarra, Ashford, Elsmore, Yetman, Oakwood and Nullamanna and 37 more localities, drawn separately on the map above.

Property market

No free house sale price or 3-bedroom house rent is published for this area. 16.6% of homes are rented, against 32.5% across New South Wales.

Homes and households

Who owns the homes
50% Owned outright 27% Mortgage 17% Rented
Families
35% Couple with children 49% Couple, no children 15% One parent
Types of home
98% House 1% Townhouse 0% Apartment

Source: ABS Census 2021. Where the shares do not add to 100%, the rest is "other" or "not stated".

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Housing cost pressuremortgage and rent against income
What households here actually pay

Housing cost pressure

Live

In Inverell Surrounds - East, 28.8% of renting households spend more than 30% of their income on rent, and 13.9% of households with a mortgage spend more than 30% on repayments - the ABS's stretched-household threshold (Census 2021).

ABS published figures, not our calculation.

Mortgage over 30% of income
13.9%

NSW avg 17.3%

Share of households WITH a mortgage whose repayments take more than 30% of income. That's 67 of 415 households with a stated repayment.

Rent over 30% of income
28.8%

NSW avg 35.5%

Share of RENTING households whose rent takes more than 30% of income. That's 84 of 240 households with a stated rent.

The two figures cover different households (mortgage-holding vs renting), so never add them. How the ABS counts these → Grey marker: NSW average (622 for mortgage and 622 for rent). Census 2021 - housing costs have moved since. Not financial advice.

Source: ABS Census 2021 - Mortgage & Rent Affordability Indicator Datasets (via ABS Data by Region, SA2)
What's being built herenew homes approved, year by year
Inverell Surrounds - East · new dwellings approved

What's being built here

Live

10 new homes were approved in Inverell Surrounds - East in the year to June 2025. Councils approved 45 new dwellings here across the 6 years to June 2025 - an approval is permission to build, not a home that exists yet.

10

Approved in the year to June 2025

Middle NSW area: 37

38

Separate houses

Private sector, over these 6 years

7

Townhouses & apartments

Private sector, over these 6 years

Counts are for the whole Inverell Surrounds - East statistical area. What these counts include → Dashed line: the median of 599New South Wales areas.

Source: Australian Bureau of Statistics, Data by region, 2011-2025 (cat. 1410.0), sourced from ABS Building Approvals, Australia (cat. 8731.0) (source, CC BY 4.0). Each year is a year ended 30 June, published for the SA2, not the suburb.

Schools and childcare

6 schools are located in the area, and the centre of the area is zoned to Ross Hill Public School. 3 childcare services are on the national register, 3 rated Meeting the National Quality Standard or above.

Your zoned school Live VIC + NSW + QLD catchments

Ross Hill Public School

The government school your child can attend for free by living in Inverell Surrounds - East.

Sector Government
Years K-6
Students 475
ICSEA 871
A picture of students’ family backgrounds - not a ranking or a quality score.

The government catchment school for parts of Inverell Surrounds - East is Ross Hill Public School - just outside the suburb boundary (NSW catchment data).

See the catchment on the map
Zoned secondary school
Inverell High School Government · 7-12 · 484 students · just outside the suburb boundary
ICSEA 888 intake context

The government Year 7 zone for the centre of Inverell Surrounds - East (NSW catchment data) - addresses elsewhere in the suburb may be zoned to a different school.

We show school intake context and catchments, not exam results. We don’t publish a school ranking.

To look beyond Inverell Surrounds - East, every New South Wales school is on the Australian schools and catchment zones map.

Find the school zone for an address in Inverell Surrounds

Type a street address in Victoria, NSW or Queensland. We show the government primary and secondary school zones it is in, from the official zone maps.

Your address goes from your browser straight to OpenStreetMap's address search to find it on the map. We never see it or store it. Address search © OpenStreetMap contributors.

Schools in Inverell Surrounds - East

ICSEA reflects student intake context, not teaching quality (1000 = national average). Source: ACARA School Profile 2025. All NSW schools →

Childcare: 3 services

Exceeding NQS: 1Meeting NQS: 2

National Quality Standard ratings from the ACECQA register, refreshed Oct 2026. Services are matched by suburb name.

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Childcare services, ratings and fees3 services
  • IDFS Ashford Preschool
    Centre-Based Care · 20 places · Ashford
    Rated Jul 2025
    Exceeding NQS
  • Bundarra Pre-School
    Centre-Based Care · 20 places · Bundarra
    Rated Dec 2022 · over 3 years old, check for a more recent assessment
    Meeting NQS
  • Tingha Pre-School
    Centre-Based Care · 20 places · Tingha
    Rated Apr 2025
    Meeting NQS
Average subsidised fee - Inverell - Tenterfield area
Centre-based day care
$12.72/hr

Mean hourly fee across CCS-approved services, December quarter 2025 - Dept of Education, © Commonwealth of Australia, CC BY 4.0. Published at SA3 level (a wider area than this suburb's SA2), so it's an average across Inverell - Tenterfield and surrounds, not this specific service list.

Verify locations before visiting. A rating over 3 years old is flagged. What the NQS ratings mean → Childcare places per child, by suburb →

Who lives here

Fewer people born overseas than New South Wales overall: 6.9% of residents, against 29.3% statewide.

Median age
47
ABS Census 2021
Children under 15
18.0%
About the NSW average
Born overseas
6.9%
Below the NSW average
Density
1
people per km²

Ages of people here

Inverell Surrounds - East NSW average

Share of residents in each age band, in years. Source: ABS Census 2021.

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How the area is changingCensus 2011 to 2021
People counted at the Census, 2011 to 2021
−78 people
2011: 5,278 2021: 5,200
Median age, 2011 to 2021
+5 years
2011: 42 2021: 47
Children aged 0 to 14, 2011 to 2021
−4.6 points
2011: 22.6% 2021: 18.0%
Born overseas, 2011 to 2021
−0.7 points
2011: 7.6% 2021: 6.9%
Speak another language at home, 2011 to 2021
+0.3 points
2011: 1.1% 2021: 1.4%
Inverell council area, official forecast
+570 people
2021: 18,060 2041: 18,630

Each line is drawn on its own scale, so compare the numbers, not the heights. Source: ABS Census 2011, 2016 and 2021; Travel Zone Projections 2024 (TZP24), Transport for NSW forecast, published for the council area, not the suburb.

Census trends against the middle NSW areafull charts
Three censuses, same boundaries

Which way this area is moving

Live

The 2011, 2016 and 2021 Censuses for Inverell Surrounds - East, counted on today's boundaries.

Since 2011, Inverell Surrounds - East has grown older, with a smaller share of children.

People counted
−78 people since 2011

Usual residents counted on Census night.

Median age
+5 years since 2011

Half the residents are older than this, half younger.

Children aged 0–14
−4.6 pts since 2011

Share of all residents. The clearest signal of families arriving or moving on.

Born overseas
−0.7 pts since 2011

Share of all residents born outside Australia.

Speak another language at home
+0.3 pts since 2011

Share of residents who stated a language, speaking one other than English at home.

The dashed line is the median across the New South Wales areas we profile. How the three Censuses line up →

Source: ABS Census Time Series Profile 2021 (2011, 2016 and 2021 Censuses, SA2)
How many people will live around hereofficial forecast
Inverell council area · official projection

How many people will live around here

Live

The rest of this page looks backwards. This is the one number that looks forward - and it is the state government's own, not ours. Travel Zone Projections 2024 (Transport for NSW) projects the Inverell council area, which contains Inverell Surrounds - East along with its neighbouring suburbs, to grow to 18,630 people by 2041: 570 more people than the 18,060 counted in 2021.

This is the council area, not Inverell Surrounds - East. Inverell is a whole local government area covering many suburbs, and neither state publishes a projection for a single suburb. Growth is never spread evenly across a council - a greenfield estate and an established street inside the same council will move very differently - so read this as the direction of the wider area a suburb sits in, not as a forecast for its own streets. Only the years the publisher itself lists are plotted: nothing is filled in between them, and nothing is carried past 2041. A projection is an assumption about the future, not a measurement of it, and it will be revised - this one was released 2024. These figures sit on the projection's own series, so they are not directly comparable with the ABS resident-population and Census counts elsewhere on this page, which use different geographies and different years.

Source: Travel Zone Projections 2024 (TZP24), Transport for NSW, released 2024 (source, CC BY 4.0). Published for the council area, not the suburb; figures rounded to the nearest 10.
Where this year's population change came from-0.10% in a year
Population
5,244
ABS estimate, June 2025
Growth in one year
-0.10%
2024 to 2025
Net change
-6
people in a year

Where did the loss come from?

-6
Natural increase
Births minus deaths
-13
Internal migration
Net movers from elsewhere in Australia
-12
Overseas migration
Net arrivals from overseas
+19

Reading the streams: overseas arrivals were the dominant force - more came from abroad than the suburb grew on its own.

Growth vs benchmarks
Inverell Surrounds - East
-0.10%
NSW median
+0.60%
National median
+0.80%
Ages against the state average, band by band
The neighbourhood, in people

Ages of people here

Live

12.5% of people here are school-age children (5–14) - about the New South Wales average of 12.4%, and 5.5% are under 5. The median age is 47.

0–4 years · before school
5.5%

NSW avg 5.8%

5–14 years · school age
12.5%

NSW avg 12.4%

15–19 years · teens
6.1%

NSW avg 5.7%

20–34 years
13.8%

NSW avg 20.3%

35–54 years
23.2%

NSW avg 26.3%

55–64 years
15.9%

NSW avg 11.9%

65 years and over
22.8%

NSW avg 17.6%

Share of all residents of Inverell Surrounds - East (ABS Statistical Area 2) at the 2021 Census; the grey marker is the New South Wales average. How the bands and averages work →

Source: ABS Census 2021, General Community Profile (SA2)
Households and families
The neighbourhood, in people

Households and families

Live

49% of families here have children living at home - fewer than the New South Wales average of 60%. The largest overseas-born communities are United Kingdom (2.1%), New Zealand (0.8%) and Philippines (0.2%). 17% of homes are rented.

Family make-up

Share of all families in the area. A small "other family" group the ABS also counts is not shown.

Couple with children
34.5%

NSW avg 44.5%

One-parent family
14.8%

NSW avg 15.9%

Couple, no children
48.7%

NSW avg 37.9%

What people live in

Share of occupied private dwellings. Other and unstated structures are not shown.

Separate house
98.4%

NSW avg 67.4%

Semi-detached / townhouse
0.6%

NSW avg 11.6%

Flat or apartment
0.4%

NSW avg 20.3%

Owned or rented

Share of occupied private dwellings. Other and unstated tenures are not shown.

Owned outright
49.7%

NSW avg 31.9%

Owned with a mortgage
27.4%

NSW avg 33.7%

Rented
16.6%

NSW avg 32.5%

Figures describe Inverell Surrounds - East (ABS Statistical Area 2) at the 2021 Census; the grey marker is the New South Wales average. How these are counted →

Source: ABS Census 2021, General Community Profile (SA2)
Birthplaces, languages and communities
The neighbourhood, in people

Who lives in Inverell Surrounds - East

Live

Top 5 overseas birthplaces shown · 96.5% born in Australia or a country not in the top five.

United Kingdom · established by 2016
2.1%

NSW avg 3.2%

New Zealand · established by 2016
0.8%

NSW avg 1.1%

Philippines · growing since 2016
0.2%

NSW avg 0.9%

Germany · growing since 2016
0.2%

NSW avg 0.1%

India · growing since 2016
0.2%

NSW avg 2.3%

Nearby
Glen Innes, Armidale and Tenterfield also have an established United Kingdom community.
Settlement pattern
Of overseas-born residents who stated when they arrived, 11.9% arrived in the last 5 years (2016–2021) (NSW avg 16.2%) and 47.9% arrived before 2001 (NSW avg 52%).
English at home
Of residents who speak a language other than English at home and stated their English proficiency, 8.1% report speaking English “not well” or “not at all” (NSW avg 13.5%) - a self-reported ABS figure across all languages combined, not a judgement of any one community.

Figures describe Inverell Surrounds - East (ABS Statistical Area 2) at the 2021 Census. The ABS publishes only the five largest communities per area, so a missing name did not rank in the top five. How these are counted →

Source: ABS Census 2021, General Community Profile (SA2)
Socio-economic index (SEIFA)decile 2 of 10
Decile (1 lowest, 10 highest)
Decile 2 of 10
Where this sits in NSW
bottom 20% of New South Wales areas

A relative comparison of the whole area against all of Australia - not a safety, liveability, or school-quality measure. What IRSAD measures → Source: ABS SEIFA 2021, IRSAD index (SA2).

Getting around and lifestyle

1 supermarket and 16 parks are mapped in the area, and the nearest emergency department is Inverell Hospital, 35 km away in a straight line.

1
Supermarkets
Middle NSW area: 2
None mapped
GPs
Middle NSW area: 0
16
Parks
Middle NSW area: 17
6
Playgrounds
Middle NSW area: 8
None mapped
Train stations
Middle NSW area: 0
2
Libraries
Middle NSW area: 1

Mapped inside the Inverell Surrounds - East boundary. A zero can mean "not mapped" rather than "not there". Source: © OpenStreetMap contributors.

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Train to the city and nearest emergency department

Train to the city

Not published

New South Wales publishes its timetable data behind a free developer account we have not yet set up, so we show no travel time here. This is a gap on our side, not a statement about the transport in this area.

Nearest emergency department

Mapped

Inverell Hospital · 35 km

Straight-line distance from the middle of this area - not a drive time. In an emergency call 000; do not plan around this figure.

Community and recreation
10
Places of worship
Middle NSW area: 1
10
Community centres
Middle NSW area: 0
1
Swimming pools
Middle NSW area: 0
1
Sport and fitness venues
Middle NSW area: 1
About this data

Counts of features tagged in OpenStreetMap inside the Inverell Surrounds - East boundary. “Middle NSW area”: the median of 634 New South Wales areas. How these counts and times are made →

Source: © OpenStreetMap contributors

Crime & safety in Inverell Surrounds - East

We don't have an official incident count matched to this specific area yet - that's a data gap on our side, not a claim that Inverell Surrounds - East is safe. SuburbRadar does not rate suburbs as safe or unsafe. More on crime & safety →

Risks

3 of the 4 planning and hazard records we hold show something in this area: bushfire, heritage controls and traffic noise. 3 more are not published for NSW - treat them as not checked.

Bushfire

Designated Bush Fire Prone Land

Present in this area

Heritage controls

In an official overlay

Present in this area

Traffic noise

Main roads only

Bruxner Way · Warialda Road · Guyra Road · +21 more

Each line is the extent of an official record across the whole Inverell Surrounds - East area - not a risk rating, and a specific address may or may not be affected. Not financial or insurance advice.

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All 9 checks and what each one means

Flooding

Not published

New South Wales publishes flood planning maps council by council, with no free statewide layer we can republish - check the local council's flood planning map for this area.

Bushfire

Designated Bush Fire Prone Land

Present in this area

Part of this area is mapped as Bush Fire Prone Land by the NSW Rural Fire Service. This designation is drawn broadly around vegetation across most of NSW, so read it as "check the property", not as a measure of how exposed the area is.

Heritage controls

In an official overlay

Present in this area

Part of this area sits inside the heritage layer in the local environmental plan, so changes to buildings there - extensions, demolition, sometimes even paint colours - need planning approval. It applies property by property: most homes in an area with an overlay are not in it, and being in one is a protection as much as a restriction. Almost every NSW area contains some heritage-listed land, so read this as "check the address", not as something that sets this area apart.

Traffic noise

Main roads only

Bruxner Way · Warialda Road · Guyra Road · +21 more

No freeway or highway is mapped inside this area. 24 named main roads (arterial or connector) run through it. Roads are counted by name, not by mapped segment.

Aircraft noise

Not mapped

New South Wales maps aircraft-noise contours only where a council or precinct plan writes them in - four councils and the Western Sydney Airport precinct do. Sydney Airport's contours are published federally in its master plan and are not in the state layer, so read this as "nothing mapped here", not as a quiet area.

Land contamination checks

Not mapped

New South Wales records contaminated land in the EPA's searchable register of notified sites rather than in a planning-scheme map layer, so we have no overlay to show for this area. Search the NSW EPA contaminated land record for a specific address - nothing mapped here means we have not checked it, not that the land is clear.

Acid sulfate soils

None mapped

New South Wales classifies acid sulfate soils in the planning instruments of its coastal and estuarine councils only, and none is mapped in this area. These soils form in low-lying coastal sediments, so away from the coast and the estuaries there is nothing to map - read this as outside the mapped zone rather than as a soil test.

Recorded crime

Not published

No suburb-level incident record matched this area in the published statistics.

Social housing

Census figure

1.1% rented from a state or territory housing authority · 1.2% from a community housing provider

Share of occupied private dwellings here with a stated tenure (Census 2021). The middle NSW area is 1.6% public and 0.7% community, across 624 areas. Listed because families ask; it is a fact about who owns the homes, not a judgement about the people in them.

About this data

Every line is an official published record for the Inverell Surrounds - East area - we don't rate, score or rank any of them. Where a line is missing, treat it as not checked rather than clear. What each line covers and does not →

Source: NSW Rural Fire Service Bush Fire Prone Land, © State Government of NSW and NSW Rural Fire Service · NSW Planning EPI Heritage, Airport Noise + Acid Sulfate Soils, © State of New South Wales, Department of Planning, Housing and Infrastructure - CC BY 4.0 · ABS Census 2021 (G37 tenure and landlord type) · © OpenStreetMap contributors (ODbL) - road classification

Nearby suburbs

The six closest profiled areas in New South Wales, by distance between area centres.

Inverell Surrounds - East · 45 gazetted suburbs

The suburbs in this area

Live

Everything else on this page is published for Inverell Surrounds - East as a whole - one ABS statistical area covering 45 separate gazetted suburbs. These are the figures published for each of the 44 the ABS publishes a profile for.

Gazetted suburbs inside Inverell Surrounds - East, with each suburb's own published figures.
Suburb Residents
Census 2021
Schools Median
house price
Tingha 774 1 none published
Gilgai 740 1 $508k
Bundarra 674 1 none published
Ashford 659 1 none published
Elsmore 358 0 $508k
Yetman 187 1 none published
Oakwood 178 0 $508k
Nullamanna 171 0 $508k

1 smaller locality is also inside this area. The ABS publishes no separate census profile for it, so it has no row here.

Each row is that suburb's own published figure - nothing here is the wider area's number divided up. Resident counts are the Census 2021 usual-resident count for the gazetted suburb, so they will not add up to the population at the top of this page, which is the ABS's later June 2025 estimate for the whole statistical area: a different measure on a different date. Schools are ACARA-registered schools whose published address falls inside the suburb boundary, which is not the same as the school your address is zoned to. Median house prices in New South Wales are published by postcode, not by suburb (marked *), so suburbs sharing a postcode show the same figure - it describes the postcode, not the individual suburb. Every other figure on this page - crime & safety, overlays, commute, amenities, projections, the Family-Fit score - is published for the whole statistical area and cannot be separated by suburb.

Source: ABS Census of Population and Housing 2021, General Community Profile for Suburbs and Localities; ABS ASGS Edition 3 suburb boundaries; ACARA School Location 2025; NSW Department of Communities and Justice median house sale prices (by postcode). © State of New South Wales (Department of Communities and Justice), licensed under CC BY 4.0 (copyright notice).

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A note on this page. Nothing on this page is property, financial, legal or schooling advice - verify with primary sources before any decision.